MUSIC Binding Authority
The binding authority division provides a broad base of coverage for a wide variety of risks. Coverage is provided for those quality risks that otherwise have limited coverage options due to their size, their nature, and/or their unique or unusual hazards. Average premiums are generally $3,000 per risk.
We Offer:
Commercial Casualty
- Liability coverage for non-admitted risks, including small to medium size accounts covering premises operations, light manufacturing, service and contracting risks.
- Coverage includes commercial general liability, miscellaneous professional liability, liquor liability (certain states), owners and contractors protective liability.
Commercial Property
- We provide fire, allied lines and inland marine coverage with our primary interest the small to medium size risk.
- coverage includes building, business personal property, business income/extra expense, crime, equipment breakdown (boiler and machinery), signs, theft, bailee customers, contractors’ equipment, EDP-computers, installation floaters and miscellaneous property.
Garage
- We are a market for small to medium sized non-franchised dealers and service or repair facilities where coverage does not have to be written on an admitted basis.
- Coverage includes garage liability, dealer’s physical damage,garage keeper’s coverage
Contact our specialist:
[Bio]Bob Karr Senior Vice President, Marketing bob.karr@montpelierus.com T: 480.306.8313 |




